Welcome to rbabkalo.com, operated by Rabab Kalo. By accessing or using this website and purchasing any courses, programs, or services, you agree to be bound by the following Terms and Conditions. If you do not agree, please do not use the website.

1. Use of the Website

You must be at least 18 years old to use this website or purchase any courses. By using this website, you confirm that all information you provide is accurate and complete.

2. Nature of Services

All courses, coaching programs, and content provided on this website are for educational and personal development purposes only.
Life coaching does not replace medical, psychological, legal, or financial advice.

3. Course Access and Delivery

• All courses are delivered digitally.

• Access is granted after successful payment.

• Course access is personal and non-transferable.

4. Payments and Refund Policy

• All prices are listed in [USD / your currency].

• Payments are processed through secure third-party payment gateways.

• Due to the digital nature of the products, all sales are final and non-refundable, unless otherwise stated on the sales page.

5. Intellectual Property

All content on this website, including videos, text, graphics, logos, and course materials, is the intellectual property of Rabab Kalo.
You may not copy, share, resell, or distribute any content without written permission.

6. User Conduct

You agree not to:

• Use the website for unlawful purposes

• Share login details with others

• Attempt to hack, copy, or misuse the website or content

7. Limitation of Liability

Rabab Kalo is not responsible for any direct or indirect damages resulting from the use of this website or its content. Results from coaching and courses vary from person to person.

8. Modifications

We reserve the right to update or modify these Terms and Conditions at any time. Continued use of the website constitutes acceptance of any changes.

9. Contact Information

For any questions regarding these Terms and Conditions, please contact:
📧 contact@rbabkalo.com